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WHAT DOES KCB BANK DO WITH YOUR PERSONAL INFORMATION?

  • Why?

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  • What?

    The types of personal information we collect and share depend on the product or service you
    have with us. This information can include:

    • Social Security number and income
    • Account balances and payment history
    • Credit history and credit score

    When you are no longer our customer, we continue to share your information as described in
    this notice.

  • How?

    All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons KCB Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does KCB Bank share? Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes– to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes– information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes– information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

WHO WE ARE

  • Who is providing this notice?

    KCB Bank

WHAT WE DO

  • How does KCB Bank protect my personal information?

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

  • How does KCB Bank collect my personal information?

    We collect your personal information, for example, when you

    • Open an account or deposit money
    • Pay your bills or apply for a loan
    • Use your credit or debit card


    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

  • Why can't I limit all sharing?

    Federal law gives you the right to limit only
    sharing for affiliates' everyday business purposes – information about your

    • Creditworthiness
    • Affiliates from using your information to market to you
    • Sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

DEFINITIONS

  • Affiliates

    Companies related by common ownership or control. They can be financial and nonfinancial companies.

    • KCB Bank does not share with our affiliates.

  • Non-Affiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    • KCB Bank does not share with nonaffiliates so they can market to you.

  • Joint Marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    • Our joint marketing partners include financial service providers.

OTHER IMPORTANT INFORMATION

KCB Bank does not ask for account numbers or personal information through e-mail, text, social media or other publicly viewable communication channels. Your privacy and security are very important to us. We use the most up to date technology to always keep your information protected and secure.

Questions: Please call 620-355-6222 or 620-271-9700.